Downing Tax & Financial Service

Wealth Management Solutions for Life. 

Tax Preparation  ♦  Investments*   

Professional Money Management*  

Welcome to Downing Tax & Financial.

Based in the Santa Clarita Valley, we specialize in financial planning and investments*, individual and business tax returns, insurance services, bookkeeping and payroll services. In addition we also can assist in IRS representation, mortgage loan services and notary services. While browsing our web-site, you will find a wealth of information in the form of newsletter articles, calculators, research reports, steps to evaluate your financial situation, and income tax resources.

We hope your visit will help you understand the opportunities and potential rewards that are available to you when you take a proactive approach to your personal financial situation and the value of working with skilled professionals to pursue and reach your financial goals. We are here to assist in educating you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We look forward to you taking advantage of this resource and hope you visit us often. 

 Access my Investment Account                Access my Secure LockBox 

                                                   

   * These services are offered by Robert & Nicole Downing through their affiliation with H.D. Vest Investment Services SM and H.D. Vest Advisory Services SM. They are offered by Emily Crowley through her affiliation with H.D. Vest Investment Services SM.
Calculators

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

Financial IQ Test

Take this quick quiz to find out your Financial IQ

More Calculators →

Newsletters

Rising Popularity of Roth IRA as Retirement Vehicle

Investment in the Roth IRA has been growing dramatically. Fueling the growth of this popular investment vehicle are tax-free distributions in retirement and no mandatory withdrawals due to age. Compare the trade-offs of Roth IRAs with traditional IRAs, including eligibility limitations, annual contribution limits, and withdrawal considerations.

HOT TOPIC: Understanding the Three New U.S. Trade Agreements

Congress recently approved trade agreements with South Korea, Columbia, and Panama. They are the first U.S. trade agreements in four years. This article examines the pros and cons of the agreements and how they may stimulate the U.S. economy.

How Interest Rates Can Influence Financial Decisions

The Federal Reserve has relied on its control of short-term interest rates to influence economic activity. Adjusting interest rates might seem to be an overly simple solution for steering the world's most powerful economy, but few mechanisms can influence behavior more effectively than interest rates.

Leaving Your Home Out of the Retirement Equation

Plummeting home prices and increased borrowing cut U.S. home equity by more than 60% during the Great Recession — and housing prices have not yet recovered. This article considers the potential drawbacks of depending on home equity to help fund retirement.

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